The Alliance and Leicester Premier Bank Account is a great little bank account with added benefits, what's more it's free to get and use as there are no monthly charges. You need to be over 21 to get a Premier account. You'll need to pay at least £500 every month into your bank account (or fees may apply).

Alliance and Leicester Premier account you get 0% EAR typical overdraft. Maximum overdraft limit is £2,000. With no usage fees on arranged overdrafts for 12 months from when you open the account (new customers only). A usage fee of 50p a day (up to £5 a month) applies after that.

Some of the benefits you get with Alliance and Leicester are a free debit card to help you manage your money which is free to use at any Alliance and Leicester or Abbey branch.

Have an existing account and want to more? No problem Alliance and Leicester dedicated team will move your existing direct debits, standing orders and salary to your new account and look to match your overdraft limit (depending on your circumstances).

The Alliance and Leicester Premier Account offers the best overdraft rate and with no monthly operating costs.