The Sandander Direct ISA account allows you to benefit of a great tax free rate if:

• You want 2.00% AER tax-free (variable) from £1+ which includes a 12 month variable rate bonus of 1.50% AER tax-free
• You want 3.00% AER tax-free (variable) from £9k+ which includes a 12 month variable rate bonus of 2.00% AER tax-free
• You want instant access to your savings
• You want the option to transfer cash ISAs from other providers
• You want to save from as little as £1

If you prefer your cash ISAs to be a bit more flexible, a Sandander Direct ISA (issue 3) is the one for you. It lets you earn a great tax-free rate of 2.00% AER (variable) from £1+ and 3.00% AER (variable) from £9k+, safe in the knowledge that you can get at it if you really need to. And, you only need £1 to open one.

You can access or manage your Direct ISA (issue 3) at any time via the internet, phone or by post. The Sandander Direct ISA includes a variable bonus rate of interest for the first 12 months. After this time your account will automatically change to a tiered variable rate depending on the amount of money you have in your account.