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COMPARE BANK ACCOUNTS - OUR RECOMMENDATIONS
 
Type of
Account
Basic Bank
Account
Typical
Interest Rate
0.8% AER
Overdraft
Facility
0% per annum up to £100
Debit
Cards
Bank Account
Fees
FREE
Banking

Representative Example: Up to £100 at 0% Interest p.a (variable). £101 + at 18.3% interest p.a (variable). Subject to Status and Application.
Natwest Select Bank Account, Show Info - Natwest Select Current Account - More Info

 
 
Type of
Account
Basic Bank
Account
Typical
Interest Rate
0.8% AER
Overdraft
Facility
0% per annum up to £100
Debit
Cards
Bank Account
Fees
FREE
Banking

Representative Example: Up to £100 at 0% Interest p.a (variable). £101 + at 18.3% interest p.a (variable). Subject to Status and Application.
RBS Select Bank Account, Show Info - RBS Select Bank Account - More Info

 
 
Type of
Account
Current
Account
Typical
Interest Rate
0.8% AER
Overdraft
Facility
19.9% interest p.a (variable)
Debit
Cards
Bank Account
Fees
FREE
Banking

Representative Example: 19.9% Interest p.a (variable). Subject to Status and Application.
HSBC Current Account, Show Info - HSBC Current Bank Account - More Info

 
 
Type of
Account
Barclays Current
Account
Typical
Interest Rate
0.0% AER
Overdraft
Facility
19.3% interest p.a (variable)
Debit
Cards
Bank Account
Fees
FREE
Banking

Representative Example: Up to £5000 at 19.3% Interest p.a (variable). Subject to Status and Application.
Barclays Bank Account, Show Info - Barclays Bank Account - More Info

 
 
Type of
Account
No Credit
Check
Typical
Interest Rate
N/A
Overdraft
Facility
N/A
Debit
Cards
Bank Account
Fees
£12.50 + £12.50
Account Fee

Representative Example: No overdraft facility available. Subject to Status and Application.
Secure Trust Bank Account, Show Info - Secure Trust Bank Account - More Info

 
 
Type of
Account
Everyday
Account
Typical
Interest Rate
5.0% AER
Overdraft
Facility
0% per annum for first 4 mths
Debit
Cards
Bank Account
Fees
FREE
Banking

Representative Example: For customers who switch. 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter. Subject to Status and Application.
Santander Everyday Account, Show Info - Santander Everyday Account -

 
 
Type of
Account
Plus
Account
Typical
Interest Rate
0.8% AER
Overdraft
Facility
0% per annum for first 6 mths
Debit
Cards
Bank Account
Fees
£12.95
Account Fee

Representative Example: 0% Interest p.a (variable) for the first 6 months when you switch. After 6 months the overdraft rate will be 17.9% Interest p.a (variable). Subject to Status and Application.
HSBC Advance Bank Account, Show Info - HSBC Plus Bank Account - More Info

 
 
Type of
Account
Packaged Current Account
Typical
Interest Rate
0.0% AER
Overdraft
Facility
0% per annum up to £300
Debit
Cards
Bank Account
Fees
£6.50
Account Fee

Representative Example: Up to £300 at 0% Interest p.a (variable). £301 - £5000 at 18.3% interest p.a (variable). Subject to Status and Application.
Barclays Current Account Plus , Show Info - Barclays Current Account Plus - More Info

 
 
Type of
Account
Guaranteed
Bank Account
Typical
Interest Rate
N/A
Overdraft
Facility
N/A
Debit
Cards
Bank Account
Fees
FREE + £12.50
Account Fee

Representative Example: No overdraft facility available. Subject to Status and Application.
One Banking Account, Show Info - One Banking Guaranteed Bank Account - More Info

 
 
Type of
Account
Credit
Account
Typical
Interest Rate
5.0% AER
Overdraft
Facility
0% EAR (variable)
Debit
Cards
Bank Account
Fees
FREE
Banking

Representative Example: If you switch: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 12 months. Then 50p per day capped at 10 days each monthly statement period applies thereafter.Subject to Status and Application.
Santander Preferred Current Account, Show Info - Santander Preferred Current Account -

 
barclays
 
Type of
Account

Packaged bank account

Typical
Interest Rate
0.0% AER
Overdraft
Facility
0% per annum up to £300
Debit
Cards
Bank Account
Fees
£15
Monthly Fee

Representative Example: Up to £300 at 0% Interest p.a (variable). £301 - £5000 at 18.3% interest p.a (variable). Subject to Status and Application.
Barclays Additions Active Bank Account, Show Info - Barclays Additions Active Bank Account

 
 
Type of
Account
Basic Bank
Account
Typical
Interest Rate
2.0% AER
Overdraft
Facility
0% per annum up to £250
Debit
Cards
Bank Account
Fees
Free when you
pay £1500 mth

Representative Example: Up to £250 at 0% Interest p.a (variable). £251 - £5000 at 14.85% interest p.a (variable). Subject to Status and Application.
First Direct Bank Account, Show Info - First Direct Bank Account - More Info

 
 
Type of
Account
Guaranteed
Bank Account
Typical
Interest Rate
N/A AER
Overdraft
Facility
N/A
Debit
Cards
Bank Account
Fees
£4.50 + £9.99
Account Fee

Representative Example: No overdraft facility available. Subject to Status and Application.
Clearcash Account, Show Info - Clearcash Account - More Info

 
 
Type of
Account
Guaranteed
Online Account
Typical
Interest Rate
N/A
Overdraft
Facility
N/A
Debit
Cards
Bank Account
Fees
£4.95 + £9.95
Account Fee

Representative Example: No overdraft facility available. Subject to Status and Application.
Cashplus Deluxe Account, Show Info - Cashplus Deluxe Account - More Info

 
 
Type of
Account
Gold
Account
Typical
Interest Rate
0.12% AER
Overdraft
Facility
0% per annum up to £100
Debit
Cards
Bank Account
Fees
£12.95
Account Fee

Representative Example: Up to £100 at 0% Interest p.a (variable). £101 + at 17.94% interest p.a (variable). Subject to Status and Application.
Natwest Gold Bank Account, Show Info - Natwest Gold Bank Account - More Info

 
 
Type of
Account
Rewards
Account
Typical
Interest Rate
£5.00 per month
Overdraft
Facility
charged from £1 a day to use it
Debit
Cards
Bank Account
Fees
£12.50
Account Fee

Representative Example: If you use an arranged overdraft of £1,200 , then Halifax will charge you £1 a day when you use it. Arranged overdraft over £2500 you will charge you £1 a day when you use it.Subject to Status and Application.
Halifax Rewards Bank Account, Show Info - Halifax Rewards Bank Account - More Info

 
 
Type of
Account
Gold
Account
Typical
Interest Rate
0.12% AER
Overdraft
Facility
0% per annum up to £100
Debit
Cards
Bank Account
Fees
£12.95
Account Fee

Representative Example: Up to £100 at 0% Interest p.a (variable). £101 + at 17.94% interest p.a (variable). Subject to Status and Application.
RBS Gold Bank Account, Show Info - RBS Gold Bank Account - More Info

 

Looking for a Bank account? Just select which type of bank you require to see a full comparison on banking accounts available. All bank accounts are listed with charges, benefits and product information on each provider.

If you are unsure see the expert's choice below on bank account lenders. Still not sure? Navigate through our comparison charts above.

Bank Account Reviews:

 

The advantage of opening Basic Bank Accounts

A bank account allows you to receive money, pay bills and manage your finances all in one place.

With bank accounts you can:

•  Have your wages, benefits, pension or tax credits paid directly into your account;

•  Offer a way to view your account either by going to a local branch, online, over the phone, statements provided or via your mobile.

•  You DO NOT get a cheque book but free debit cards do come with your account, in most cases a visa debit card.

•  Pay in cheques for free (remember you will have to wait until the money is available for you to spend);

•  Take money out at cash machines with a cash card (usually free, but some cash machines make a charge)

•  Pay and set up bills payments by direct debit, Standing order

Useful info - Using Debit Cards abroad

Useful info - Prevent Debit Cards Fraud

Useful info - What is a Debit Card

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