COMPARE BAD CREDIT CREDIT CARDS - OUR RECOMMENDATIONS
Representative
APR (variable)
39.9%
Balance
Transfer Rate
N/A
Balance
Transfer Duration
N/A
Purchase
Intro Rate
N/A
Purchase
Intro Duration
N/A
Representative Example: If you spend £1,200 at an annual interest rate of 39.9% (variable) your Representative APR will be 39.9% (variable).
Vanquis Credit Card, Show Info - Vanquis Credit Card - More Info
Representative
APR (variable)
34.9%
Balance
Transfer Rate
N/A
Balance
Transfer Duration
N/A
Purchase
Intro Rate
N/A
Purchase
Intro Duration
N/A
Representative Example: If you spend £1,200 at an annual interest rate of 34.9% (variable) your Representative APR will be 34.9% (variable).
Capital One Classic Credit Card, Show Info - Capital One Classic Credit Card - More Info
Representative
APR (variable)
27.9%
Balance
Transfer Rate
N/A
Balance
Transfer Duration
N/A
Purchase
Intro Rate
N/A
Purchase
Intro Duration
N/A
Representative Example: If you spend £1,200 at an annual interest rate of 27.9% (variable) your Representative APR will be 27.9% (variable).
Barclycard Initial Credit Card, Show Info - Barclaycard Initial Credit Card - More Info
Representative
APR (variable)
34.9%
Balance
Transfer Rate
N/A
Balance
Transfer Duration
N/A
Purchase
Intro Rate
N/A
Purchase
Intro Duration
N/A
Representative Example: If you spend £1,200 at an annual interest rate of 34.9% (variable) your Representative APR will be 34.9% (variable).
Capital One Progress Credit Card, Show Info - Capital One Progress Credit Card - More Info
BAD CREDIT CREDIT CARDS - COMPARE PREPAID RECOMMENDATIONS
Listed below are bad credit rating credit card available under your search. Just click on the more information button to get further details about the bad credit card you are searching for.
Looking for a credit card? Do you have a poor credit rating? Credit cards are a convenient method of obtaining credit and, when used properly, they can provide flexibility and a range of other useful benefits for the cardholder. Our comparison chart gives you an overview of the credit cards on offer and also offers tips on how to make a fair credit card comparison. It also shows you how to apply for a credit card online as well as offering the chance to read our news articles on avoiding credit card debt. Compare credit card designs to find the credit card that best reflects your personality. These cards come with a range of benefits including how to improve your credit rating to fixed amount payment plans.
The offers which are listed above represent the most suitable credit cards for consumers with a "bad credit" rating. In addition to quick and easy approval, many of these also feature a limit and, provided you make your regular payments, they will increase your credit limit. Some cards even offer a payment rest period so you do not go further in to debt (interest is still charged please view the terms and conditions of the provider before you purchase the card). If you suffer from bad credit, making regular payments can help your credit rating in the long term.
It's important that you don't make multiple applications for different “bad credit” credit cards as this will have a negative effect on your credit history before you've even started. We can help you find the best “bad credit” credit cards by a using a comparison of these specific credit cards, regardless of what your credit record is like. Some crucial points to consider when you are comparing your options are the APR, credit limit, annual fees, service charges and penalty charges.
Why choose a "bad credit" card ?
One of the most effective ways to repair credit is to prove that you are capable of handling credit. That is almost impossible to do when nobody will allow you the opportunity to show that you have straightened out your affairs and can pay off your accounts. The issuing companies will always be cautious of someone who has had financial troubles in the past. To offset the extra risk they take in extending credit to someone who has a poor credit history, they will give you a lower limit than a typical “bad credit” credit card, and charge a higher interest rate. Some may also charge an annual fee and a setup fee that will ensure that they get some return in exchange for extending credit to you.