What are prepaid credit cards?

Is a new alternative to a credit card and debit card. With all the same functions but do not offer a credit facility. It is important to find the right pay as you go credit card to suits your financial needs and is an alternative to opening a basic bank account. Your prepaid card is effectively a top up credit card where you load your cash on to your prepaid card account as and when you need to use. Use online, over the phone or at retail outlets depending on your choice.

Free prepaid credit cards

There are now free prepaid cards with no application fee making them a free prepaid card to take up, you will still need to complete the application form and confirm your address but these prepaid credit card are free all with Secure online card application.

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Virgin Money Prepaid Card

Virgin Money has launched a new prepaid cash card in the UK. The Virgin money prepaid card has extended its brand from a top up credit card to now offer a pre paid monthly card and this is to save customers money when using their card on a regular basis, this is on top of the wide range of discounts from the virgin brand. The Virgin Money prepaid MasterCard is suited for people who don't have access to a traditional bank account rather than people who already have debit or credit cards. You buy the Virgin Prepaid MasterCard online for £9.95. Read More about Virgin pre paid credit cards

CashPlus Prepaid MasterCard Review

With the use of CashPlus prepaid card, one can easily manage expenses without worrying about huge overdrafts and bills unlike credit cards as cashplus pre paid cards is a pay as you go card so you can only spend what you load ensuring you never go overdrawn. CashPlus is on special offer for only £4.95 to get an APS prepaid card

Eclipse Prepaid Card

Credit repair from Eclipse is a valuable service offered free of charge with your Eclipse prepaid MasterCard, for those customers who have selected the ‘Pay Monthly' option, created to help you improve your rating simply by paying your normal Eclipse top up monthly card fee.

O2 Top Up Card

A O2 cash manager card is the only free prepaid card to get, making it easy to shop in the high street, on the web, by phone, and by mail order, making life so much easier for those of us who don't have or want a debit card. O2 offer two payment cards where you can choose from the O2 Cash Manager or O2 Load & Go with its ability to send money abroad in minutes. With an O2 prepaid card send money using "Money in Minutes" technology you can send money home by using just a mobile phone at a fraction of the cost and from the comfort of your own home.

Tuxedo Prepaid Card

The Tuxedo Maestro card is a popular prepaid Maestro card in the UK. Whether you're shopping online, sharing money with friends and family in the UK or abroad, or paying bills, it's simpler with the Tuxedo prepaid card. It's a far more discreet and secure alternative to carrying cash and only £4.95 to get

Free Sun Prepaid Card

Get a free The Sun prepaid card when you first top up £20.00 or more your Sun ATM cash card has added security of "Chip and Pin" technology enabling you to shop on the internet, over the phone or in store. Use your Sun pre paid MasterCard abroad, instead of carrying a debit card or traveller's cheques and you don't need your passport to get your money

Cashplus deluxe bank account

Cashplus have introduced a basic bank account with all the added features of its cashplus product. CashPlus is considered to be one of the best prepaid credit cards to hit the UK with projected numbers to outsell its current products. CashPlus Deluxe bank account is a fixed cost prepayment plan. No atm fees, no transaction fees - No top up costs just one set monthly fee. CashPlus offer free purchase protection and free built in creditbuilder to help you increase your credit rating.

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What are the best deals on credit cards UK?

The best deals depend on what your credit history is like and how you intend to use your credit card. There are a few notes to consider before you make your decision:

•  Standard interest rate: Interest rates on purchases which are called an Annual Percentage Rate (APR) can vary significantly from credit card providers. If you have or need a constant overdraft, then you should consider low APR credit cards

•  Interest free introductory period: Some credit card providers provide customers with a 0% interest rate for an initial period. This is ideal for transferring an existing balance

•  Cash back or reward points card: There are several credit cards offering loyalty schemes such as discounts or rewards when spending on your credit card.

•  If you intent on paying your balance off in full before the interest starts, you might want to consider a card that gives you a percentage of your expenditure back (cash back card), or points towards your Air Miles or a Nectar card

Start saving on your credit card today!

Finding the best UK credit card for your needs is simple when you use our simple comparison service. This can save you hours of research by letting us do all the hard work for you. And, if you   find a UK credit card  you want, just simply click to apply.

Compare basic bank accounts

Compare basic bank accounts with new offerings such as guaranteed bank accounts with no credit checks. The guaranteed bank accounts are ideal if you suffer from bad credit or have recently been made bankrupt. By looking at our comparison table you will be able to get the best bank account for you, Also compare interest rates given and overdraft fees charged.

Top up credit cards

New and easy comparison chart on instant approval top up credit card. Making it a safe alternative if you do not wish to use you debit card or credit card details over the internet then consider using a top up credit card. Choose from no transaction costs, details on prepaid application fees, prepay credit card charges, features and functions.

Prepaid Travel Money Cards

Going abroad and need a holiday money? Then use our comparison on travel money cards it's safer than carrying cash. Use a prepaid card when travelling on holiday or on a business trip abroad instead of carrying carry cash helps control you're spending, just top up your travel money card before you travel to a foreign destination. A prepaid debit credit card is a safer and more convienient way than using cash, with a prepaid MasterCard you can use the ATM card at over 28 million retail outlets worldwide and at over 1.5 million ATM cash machines worldwide. See Travelex Cash Passport

Prepaid debit cards

When looking at getting a pay as you go debit card or fixed cost prepaid debit card. look first at the beneifts that are offered by the prepaid credit card provider, see how they approve your prepaid application? Is your application guaranteed with no ID required or do you need to supply your ID. Ensure you read the prepaid card providers terms and conditions of credit so you know what your paying for, including how top up payments are loaded and charged. Prepaid cards also known as prepaid debit cards can improve your credit rating if you have bad credit and are a safer alternative to a credit card.